Privacy Policy - Yogui Finance

Please read this privacy policy carefully before using https://yogui.io and https://yogui.finance (hereinafter collectively referred to as the “Websites”, and the ecosystem offered therein as “Yogui Ecosystem” or simply as Yogui).

This Privacy Policy explains each participant of Yogui Ecosystem collects, uses, and discloses information about you when you use the websites, services, or interact with each part. By accessing and using the Yogui Ecosystem services, you agree to the terms outlined in this Privacy Policy.

We understand the importance of your privacy and are deeply committed to protecting it. This includes any Personal Data or Information you may provide while accessing or using content on the websites or services of Yogui Ecosystem, as well as any other websites, apps, pages, features, or content we manage (collectively referred to as the “Websites”). It also applies to your use of our related mobile applications and related services (together, the “Services”).

Additionally, any information you provide to Yogui in response to an email, a request for information, or any other outreach from Yogui, including through our application processes, will be handled in accordance with this Privacy Policy.

In this Privacy Policy, Yogui outlines how we use your Personal Data and reaffirms our commitment to privacy. We are dedicated to managing your Personal Data responsibly and ensuring compliance with all applicable State and Federal laws and regulations.

We may update this Privacy Policy periodically. Changes will be indicated by the “Effective Date” at the top of the policy. Continued use of our services after any updates constitutes your acceptance of the revised terms. If you disagree with any part of this Privacy Policy, please discontinue use of our services.

1. Acceptance of Yogui Privacy Policy

By accessing and using Yogui’s Site and/or Services, and by providing your information to Yogui, you acknowledge and accept the terms outlined in our Privacy Policy.

Where your consent is required to process your Personal Data, we will explicitly request it for the collection, use, and disclosure of your data, as detailed below.

Yogui may also offer additional “just-in-time” notices or specific information regarding data collection, usage, and sharing practices related to particular Services.

If you do not agree with any part of this Privacy Policy, please discontinue using our Services immediately.

2. Personal Data

Personal Data refers to any information that can be used to identify or contact you directly or indirectly.

Our Privacy Policy applies to all Personal Data you voluntarily provide to us and any data we receive from our partners. However, this policy does not cover anonymized data, as it cannot be used to identify you. You may be asked to share Personal Data whenever you interact with us.

Yogui may combine your Personal Data with other information to enhance and improve our products, services, and content (see the section below for details).

Except as outlined in this Privacy Policy, Yogui will never share, sell, rent, or lend your Personal Data to third parties.

2.1 Personal Data We Collect

We collect personal data directly from you or as you generate it by using our Services, website, or platform.

Some data is required by law (e.g., for anti-fraud, anti-money laundering, or know-your-customer purposes), while other information is provided voluntarily. Choosing not to share certain information may limit our ability to offer you some Services.

We also gather personal data when you request information, subscribe to marketing, seek support, complete surveys, attend events, or contact customer support. This data may be combined with other information as outlined in this Privacy Policy.

2.2 Data Collection When Using Yogui Services

When registering on our Site(s) or using our Services, we may collect the following:

Contact Information and Personal Details: Name, residential, business, and postal addresses, telephone number, and email address.
Profile Information: Username and password associated with your account.
Demographic Details: Date of birth, country of citizenship or residence, and marital status.
Government-Issued Identification: Such as a passport or driver’s license (where permitted by law).
Relationship to a Company: Current occupation, job title, and whether you are a beneficial owner or authorized signatory of a legal entity using the Services.
Feedback and Correspondence: Information provided when requesting support or engaging with us, including interactions on social media platforms.
Marketing Information: Preferences for receiving marketing communications and details about your engagement with these communications.
Other Information: Any additional information you choose to provide.

3. How Your Personal Data Is Used

At Yogui, we collect and process your personal information to ensure a secure, efficient, and personalized experience with our Services. Here’s how we use your data:

Compliance and Verification: We collect personal identification data as required by laws, such as anti-money laundering regulations, and use third-party services to verify your identity against public records. If you choose not to provide necessary information, we may not be able to offer our Services to you.
Fraud Prevention and Security: We actively monitor and analyze data to prevent fraudulent or unauthorized activities, enforce agreements, and ensure the security of our platform.
Providing and Improving Services: Your data helps us deliver, enhance, and customize our Services, improve website functionality, and develop new offerings.
Communication: We use your information to send important updates about your account, security issues, or changes to our Services. Without these communications, you might miss critical updates affecting your experience.
Customer Support: Personal data allows us to address your questions, resolve disputes, and provide uninterrupted support.
Training and Quality Control: We process data for staff training and quality assurance to deliver accurate and seamless interactions.
Security and Risk Management: We use your data to combat security threats, verify access, and comply with applicable security laws.
Personalized Experiences: Your preferences guide us in tailoring our Services and marketing efforts to suit your needs.
Corporate Transactions: In the context of mergers, acquisitions, or corporate transactions, your account information may be used as necessary.
Marketing and Communications: Based on your preferences, we may send updates about events, promotions, or relevant Services. You can opt out of marketing communications at any time.

We never use your data for purposes other than those disclosed without your permission. If additional sharing or uses are proposed, we will request your consent, and you can choose to limit how your data is used. Please note that opting out of certain uses may limit access to some features of our Services.

4. Cookies and Data Tracking

Cookies are small files transferred to your computer’s hard drive via your web browser (if permitted). These files enable a website to recognize your browser and capture certain information. Cookies are commonly used to make websites function efficiently and provide data to site owners.

Cookies stored on your computer do not necessarily transmit Personal Data to Yogui. Instead, they help us understand your preferences based on past or current activity, allowing us to enhance your experience and improve our services. Cookies are also used for security and to analyze site traffic and interaction patterns, enabling better site functionality in the future.

Yogui uses “First-Party” cookies that interact directly between our Services and your computer. We do not track your activity across unrelated applications. However, we may work with trusted third-party service providers, such as Google Services, that use cookies to collect and analyze data on our behalf, including:

Visitor navigation patterns on our Site
Products browsed
General transaction data

This information helps us better understand user behavior and interests, enabling us to optimize the site experience. The data collected may be linked to other information you provide while using our platform. Third-party service providers are contractually restricted from using this data for purposes beyond assisting us.

Google Analytics

For continuous optimization, Yogui uses Google Analytics, a web analytics service provided by Google Inc., a subsidiary of Alphabet Inc. Google Analytics collects and processes data in a non-personally-identifying form (IP anonymization) to monitor and report website traffic. Google may share this data with other Google services or use it to personalize ads within its advertising network.

To opt out of Google Analytics tracking, you can install the Google Analytics opt-out browser add-on. This tool prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information about your activity.

Managing Cookies

You can adjust your browser settings to warn you whenever a cookie is being sent or to disable all cookies. However, turning off cookies may impact the functionality of certain site features.

For more details about Google’s privacy practices, visit the Google Privacy Policy.

5. Disclosure of Your Personal Data

We may disclose your Personal Data to third parties, legal and regulatory authorities, as outlined below.

There are circumstances where we may share your personal data with employees, contractors, or other third parties:

Within Our Group: We may share your information with other members of our group of companies to ensure seamless service. All members are bound to comply with this Privacy Policy.
With Service Providers: We may share your information with contractors or service providers who process data on our behalf, such as marketing agencies, advertising agencies, IT specialists, database providers, disaster recovery specialists, email services, or call centers. These providers are required to adhere to strict data processing and security standards. Any information shared is strictly related to the performance of their functions.
With Other Third Parties: Your information may be shared with third parties when:

You have given your consent.
It is necessary to provide products or services, such as with credit reference agencies, anti-fraud databases, screening agencies, or other partners.

Other Scenarios for Sharing Data

Your Personal Data may also be transferred to third parties in the following cases:

Business Transactions: If we are discussing selling or transferring part or all of our business, your information may be shared with prospective buyers under confidentiality agreements.
Corporate Reorganization: If Yogui is reorganized or sold, your information may be transferred to the buyer, ensuring continuity of services.
Legal or Regulatory Requirements: Your information may be shared if required by law, regulatory codes, or public or regulatory authorities.
Legal Defense: If defending a legal claim, your information may be disclosed as necessary for the defense.
Anonymized Data: Your data may be shared in an anonymous and aggregated format, which no longer qualifies as personal data.

No Unauthorized Sharing

Your Personal Data will not be sold, exchanged, or shared with third parties without your consent, except as required to deliver Yogui Services or comply with legal obligations.

7. Data Security Measures

At Yogui, we implement robust technical and organizational security measures to protect your data from unauthorized access, manipulation, or loss.

Business Transactions: Regular Security Scans: Our website undergoes regular scans to identify and address security vulnerabilities, ensuring a safe experience for all users.
Restricted Access: Personal Data is stored within secured networks and accessible only to a limited group of authorized personnel who are required to maintain strict confidentiality.

While no method of online transmission or electronic storage is entirely secure, we continuously enhance our security protocols using the latest technological advancements.

Avoiding Fraudulent Requests

Yogui will never ask for sensitive financial or payment information, such as credit card numbers, PINs, or account credentials, via email, text, or any other communication. Always verify that any website requesting financial or payment information related to Yogui is legitimately operated by us.

If you receive a suspicious request, do not share your information. Instead, report the incident to our support team using the contact details provided in this Privacy Policy.

Your Role in Data Security

While we take every precaution to protect your data, you play a critical role in ensuring its safety:

Choose a strong, complex password when registering.
Keep your password confidential and avoid sharing it with third parties.
Notify us immediately if you suspect unauthorized access to your account.

Limitations of Internet and Wireless Security

We cannot guarantee the security or confidentiality of information transmitted to us via the Internet, wireless connections, email, phone, or SMS. Once information leaves your system or ours, its protection is beyond our control. If you believe your data is no longer secure, please contact us immediately using the details at the end of this Privacy Policy.

8. Your Rights and Data Processing at Yogui

We process your Personal Data with your consent, to meet legal obligations, fulfill contracts, or protect our rights, property, and safety.

Updating Your Data: You can update your Personal Data in your account settings. If you need assistance, contact us directly.
Access and Copies: You have the right to request a copy of the Personal Data we hold. We may ask you to specify the information or processing activities relevant to your request.
Corrections: If any of your data is incomplete or inaccurate, you can request corrections or updates.
Data Deletion: You may request the deletion of your Personal Data in certain cases, though we may retain it when required by law or for legal claims.
Data Portability: If applicable, you can request your data in a structured, machine-readable format or have it transferred directly to another party.
Restricting or Objecting: You can object to or restrict data processing, especially if you contest its accuracy or oppose its use for direct marketing.
Automated Decisions: You may contest any automated decisions about you that have legal or significant effects.

If you believe your rights have been infringed, contact us at info@yogui.co. You also have the right to lodge a complaint with a relevant authority.

Special Considerations:

We do not knowingly collect data from individuals under 18. If such data is identified, we will close the account and delete the information.
Yogui’s website may link to third-party sites. We advise reviewing their privacy policies, as we are not responsible for their practices.

9. Independence

Yogui.Finance operates as an independent DeFi Protocol separate from Yogui.io, the Yogui Token (YOG), and the RWA Tokens, as well as the companies or entities that may back each token. The Yogui.Finance DeFi Protocol is designed to facilitate decentralized financial operations, but neither Yogui.io, the Yogui Token, the RWA Tokens, nor the backing entities are directly responsible for the operations, functionality, or outcomes of Yogui.Finance and its Earn Programs. Users interact with Yogui.Finance at their own discretion, assuming full responsibility for any associated risks.

10. Policy Updates

We may update this Privacy Policy periodically. Changes take effect when posted on this page. Please review it regularly for updates.

This privacy policy applies to all interactions with each component of Yogui Ecosystem. By proceeding, you confirm your understanding and acceptance to these policies.